Gates Risk Management
Insurances for your needs.
Sensible and robust risk management involves the use of insurances for both individuals and business. Gates Risk Management takes a strategic approach to advising on risk management needs - by understanding your circumstances in full and then tailoring a plan to meet your requirements. Insurance products are sourced from leading insurers in the market, supported by specialist research.
Depending on the need, the plans can vary from straightforward implementations to quite sophisticated strategies that take a range of legal and taxations issues into account. Our advice is properly documented and easy to follow.
Insurances Covering A Range Of Risks
Gates Risk Mangement's specialist insurance advisers have skills in a range of personal and business insurances that address specific risks;
Insurance |
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Business Insurances |
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| Business Succession Planning (including Buy/Sell Agreements) |
Making provision for the unforseen exit of a business partner due to death, disablement, illness or injury. Akin to creating a "Will" for your business. |
| Key Person Cover | Protecting your business against potential damage to revenue, operations, or planning caused by the illness or injury related loss (temporary or permanent) of a critical employee, director or investor. |
| Group Insurance | Providing a corporate based pooled insurance scheme for employees and senior executives that provides life, total and permanent disability and salary continuance cover for all members at group discounted rates. This can form part of the employer's insurance obligations attached to corporate super or as a stand alone staff retention incentive. |
Personal Insurances |
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| Term Life Cover | Making provision for your family if you are not around to do so. |
| Total & Permanent Disability | Pays you a benefit if you are permanently injured and unlikely to ever work again. Lump sum benefit to reduce debt, pay for ongoing care, provide additional income, or make necessary renovations to your home. |
| Income Protection |
Replaces your income if you are unable to work due to illness or injury.
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| Critical Illness (Trauma) Cover |
Providing for you in the event of serious illness.
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